Yes, I don't like this suggestion either.
I understand the "realistisc" part.
The way it is now would give you a more "realistic" feeling then when you get the money immediatly.
Besides that, the way it is now would give players more work to do, which in my opinion is much more of a challenge and much more fun.
I agree with disco.
when someone kills a player in front of your eyes, and you take the money,it could be alot of fun.
I also like to see those big bags drop sometimes, and everybody run straight after it like chickens that haven't been fed for ages
The weapons drop thing is created in another topic i know,but nah, i don't like that idea.